Posted on June 1st, 2010
Under Illinois law, the parental liability for auto insurance when a teen gets into an accident can occur if a teenager is running an errand for the family during the time when the accident occurs.
Therefore if a child uses a parent’s car to do his or her own business, the parent’s insurance should not be effected. Each of theses situations are determined on a case-by-case basis.
Courts have found family errands to include anything from a child going to the the grocery store to pick up food for the family or picking up shoes from a shoe repair shop. These situations are deemed a family errand because parents are supposed to feed and clothe their children.
If you or a family member is looking to insure a vehicle, contact the Chicago auto insurance agents of Insure on the Spot by calling 773-202-5060 today.
Posted on May 25th, 2010
A female teenager suffered minor injuries in a one-car accident on Route 127, north of Butler.
Officials said that the teen was travling southbound on the roadway when she lost control of the vehicle, left the roadway and came to a stop after landing in a ditch. She was then taken to St. Francis Hospital in Littlefield with minor injuries. She was ticketed with failure to report an accident and operating an uninsured vehicle.
Can accidents can not only cause injury but can also cost you a lot financially. If you or a family member is looking to insure a vehicle contact the Chicago insurance agents of Insure on the Spot at 773-202-5060.
Posted on May 19th, 2010
Police issued an alert last Saturday, May 15, for a luxury car being sought in connection with a hit-and-run in the Park Manor neighborhood.
The driver struck another vehicle as well as a pedestrian on May 8, around 3:30 a.m. on the 300 block of East 75th Street.
Police believe the car to be a white Lexus or Mercedes Benz, likely with damage to the front windshield or hood.
You should not be financially punished for these kinds of incidents that are out of your control. If you are looking to insure your vehicle, contact the Chicago auto insurance professionals at Insure on the Spot at 773-202-5060 today.
Posted on April 19th, 2010
Illinois State Senate President John Cullterton’s son was cited with driving under the influence around midnight Sunday, according to police reports. A breathalyzer test found his blood-alcohol level to be more than two times the legal limit.
The 26-year-old man was driving a state Senate owned 2009 Ford Escape when he was pulled over in the 800 block of North Dearborn Street due to erratic driving.
According to a statement released by the Senate president’s office, “A Senate vehicle assigned to the Senate President for official legislative business was used by his son without his authorization.”
“The Senate President is disappointed that this incident occurred and takes this matter very seriously. He will work to ensure that this does not occur in the future,” the statement continued.
Drunk drivers are out of our control when it comes to drunk driving accidents. Protect yourself financially from negligent drunk drivers by calling the Chicago auto insurance experts at Insure on the Spot at 773-202-5060.
Posted on December 31st, 2009
The State of Illinois has significant laws on the books which describe the amount of liability insurance that every driver has to have. The laws are meant to protect drivers and their families who are injured or whose cars are significantly damaged in accidents.
To be in compliance with the laws, your insurance must have the following minimum coverage:
- $15,000 in property damage
- $20,000 for injury or death of one person in an accident
- $40,000 for injury or death of more than one person in an accident
You are also required by law to carry your insurance information in your vehicle.
To get your free, no-obligation insurance rate quote today, contact the Chicago auto insurance experts at Insure on the Spot by calling 773-202-5060.
