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home > faqs > What car insurance coverage does Illinois require?

What car insurance coverage does Illinois require?

Like all states, Illinois requires drivers and motorcyclists to carry a certain level of insurance coverage before getting on the road. This is for the safety of all drivers, as getting in an accident with an uninsured motorist can be very costly for innocent people. The minimum levels of coverage required are:

$20,000 to cover injury or death of one person in an accident
$40,000 to cover injury or death of more than one person in an accident
$15,000 to cover damage to another person’s property

For quick and easy assistance finding an affordable Chicago car or motorcycle insurance policy, contact Insure on the Spot at 773-202-5060.