Is Illinois a no-fault state?
In a word, no. Like most states, ours uses a fault-based system of auto insurance. This means that the person who caused a car accident is responsible for the cost of treatment and repairs. Fault is supposed to be determined by the drivers and insurance companies involved, although many cases are ultimately resolved in court.
Having adequate insurance coverage can stop an accident from becoming a disaster. If you need any assistance finding the right Chicago auto insurance policy, contact Insure on the Spot at 773-202-5060.
