Can my driving record affect my Chicago car or motorcycle insurance?

Yes it can. The premiums you pay will be determined based on the last three to five years of your driving history. If you have been in a car accident or received a ticket, your rates may be higher. If you have not had at least three years of driving experience, you may have to pay higher premiums since you will be an “unknown” to the insurance company.

If your driving record has made it difficult to find reasonably priced Chicago auto insurance, Insure on the Spot can help. We will review a variety of available policies and send you information about the best ones for you. Contact us at 773-202-5060.