Five people were injured a two-vehicle accident Monday. According to police reports, the accident occurred on Chicago’s West Side.

The accident involved a Chicago Transit Authority bus and another vehicle. The bus apparently was stopped when it was rear-ended by another vehicle.

If you have questions about your auto insurance, contact the Chicago insurance agents of Insure on the Spot at 773-202-5060.

Four people were injured in a South Side Monday. According to police reports, the accident occurred on the Dan Ryan Expressway.

The accident involved two semis and a car. One of the semis apparently rear-ended the car while approaching slower traffic. When medical officials arrived, the four injured were taken to a nearby hospital for treatment.

If you are in the market for a free car insurance quote, contact the Chicago insurance professionals at Insure on the Spot today at 773-202-5060.

A woman was charged with drunken driving following a car accident that killed another woman. According to police reports, the accident occurred on the South Side of Chicago.

The woman was apparently heading northbound on Interstate 57 when she lost control of her vehicle and swerved into the other lane. The woman’s car then hit a light pole, which cracked and dropped onto the roof of the car of the woman who died.

If you have questions about your Chicago auto insurance, contact the Chicago insurance agents of On the Spot Insurance at 888-972-7283.

In almost every state, drivers are required to carry an auto insurance policy. In Illinois, drivers are required to carry a minimum amount of insurance coverage.

In states where drivers are not required to carry insurance, they are typically obligated to pay for car accident injuries and damages under financial responsibility laws. This means they are required to have a sufficient amount of assets to pay for potential claims.

If you have questions about your insurance policy, contact the Chicago auto insurance agents of Insure on the Spot at 888-972-7283.

Car insurance companies determine their premiums based on risk of damages. This risk is determined not only by the riskiness of the driver but also the amount of the potential liability.

When drivers increase their deductible, this means that car insurance agencies will be liable for a smaller amount of the potential damages. For this reason, they often decrease the drivers’ car insurance premium as an incentive for the driver to increase his deductible.

If you have questions about your Chicago auto insurance, contact the Chicago auto insurance agents of Insure on the Spot at 888-972-7283.

Parents consider many issues when they purchase a vehicle for their teenagers. One consideration they should keep in mind is the safety rating of the vehicle.

The safety rating can have a significant affect on a teenage driver’s insurance premiums. In most cases, teenagers who drive cars with high safety ratings often have lower insurance costs.

If you have questions about your auto insurance options, contact Insure on the Spot at 888-972-7283.

Many people involved in a car accident making claims for a variety of reasons. Some people fear that making a claim will compel the insurance company to drop them.

In most cases, however, insurance companies do not drop filers for making claims, especially if the filer was not at fault in the accident. If the accident were caused by the drivers, then the insurance company may raise the amount of their premiums.

If you are looking for low prices and fast claims service, contact Insure on the Spot today at 888-972-7283.

RVs can be covered by many types of insurance. Like cars, RVs can receive insurance coverage for damage to the vehicle in an accident.

Insurance packages can also include protection for RV passengers and assets. Rates for different types of RV insurance depend on the type of RV and the driving record of covered individual.

If you have questions about your auto insurance coverage, contact Insure on the Spot at 888-972-7283.

Unlike other types of businesses, car insurance agencies are typically not  cyclical.  This means that the  change  in auto insurance rates is typically not align with the calendar year.

Instead, change in car insurance rates depends on many economic factors. These factors include fluctuations  in the economy and changes in government regulations.

If you have questions about changes in auto insurance rates, contact Insure on the  Spot at 888-972-7283.