Posted on January 31st, 2012
A four-car accident on Chicago’s Far South Side this weekend sent two people to the hospital in critical condition.
According to witnesses, a vehicle traveling at a high rate of speed ran a red light on 106th Street and Ewing Avenue at around 7:30 am Sunday morning. That vehicle struck another car and caused a chain reaction involving two more vehicles.
Two motorists, including the driver of the vehicle that ran the red light, were taken to Advocate Christ Medical Center in serious to critical condition. Two people involved in the accident refused medical treatment and another driver was treated at the scene. So far no citations or charges have been issued.
It is required by law to own auto insurance if you own a car. If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago car insurance agents of Insure on the Spot at 773-202-5060.
Posted on January 26th, 2012
Three people were taken to the hospital with serious to life-threatening injuries Monday night after the car they were traveling in hit a tractor trailer on Interstate 255.
The accident occurred near Dupo when a sedan struck the bumper of the tractor trailer while the truck driver was attempting to merge. Authorities have ticketed the driver of the sedan for failing to reduce speed to avoid an accident.
The driver, 21, suffered serious injuries, as did his two passengers who were not wearing seatbelts. One passenger was partially ejected from the vehicle and had to be airlifted to a hospital.
Driving without car insurance is against the law and can come with a hefty fine. But more importantly, it helps cover you financially in case of an accident. If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.
Posted on January 17th, 2012
A 24 year-old man was arrested over the weekend by the Chicago Police Department after a concerned citizen saw the man’s car driving through an alley.
Officers responded to the call and found the man driving the wrong way on a one-way street in the Belmont Gardens neighborhood. He then crashed into a police cruiser before opening his car door and falling out, wearing only his underwear and socks.
The driver has been charged with a misdemeanor drunk driving offense, driving the wrong way on a one-way street, using the alley as through street, driving without a license, failing to reduce speed, damaging public property, and driving without insurance.
If you have been convicted of drunk driving and need help purchasing SR-22 insurance policy, contact the Chicago SR-22 insurance agents of Insure On The Spot by calling 773-202-5060.
Posted on January 10th, 2012
A 19 year-old Chicago resident caused a collision in Niles after ignoring a stop sign on Howard Street and Oak Park Avenue.
She struck an Addison man and both were taken to Advocate Lutheran General Hospital with non-life threatening injuries.
The teenager told officers that an hour prior to the crash she had drunk a 40 ounce bottle of beer and smoked a marijuana and cocaine cigarette. She was arrested for driving while under the influence of drugs, driving while intoxicated, driving without a valid license, failing to yield at a stop sign, disobeying a stop sign, and not having valid insurance.
If you have been convicted of drunk driving and need help purchasing SR-22 insurance policy, contact the Chicago SR-22 insurance agents of Insure On The Spot by calling 773-202-5060.
Posted on January 4th, 2012
A 19 year-old from Wisconsin has been arrested after allegedly hitting a police car and injuring an officer before then driving away.
A Chicago police officer was standing outside of his squad car on Christmas night when a vehicle crossed the center line and jumped the curb, hitting the squad car from behind. The officer was thrown 30 to 40 feet from his vehicle and is currently in critical condition at the hospital.
Local dealerships helped law enforcement identify the vehicle that left the scene by examining a torn off passenger-side mirror and taillight. The car was found and the teenager was arrested last week. He will be turned over to his home state of Wisconsin this week.
Auto insurance is required by law. If you are involved in an accident, it is important to carry auto insurance to protect yourself from charges, repair fees, and medical expenses. If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.
Posted on December 28th, 2011
Two Chicago women have plead guilty to multiple charges of conspiracy and insurance fraud after they admitted to staging a car accident in order to file personal injury claims.
The women decided to stage the accident on Wentworth Avenue and Michigan City Road. One of the conspirators waited by the woods with her seven children while another conspirator rear-ended a car, forcing that vehicle to strike the car in front of it. The woman and her children received nearly $4,000 in insurance claims they filed with State Farm.
Each charge of conspiracy and insurance fraud carries a maximum 20 year sentence and a $250,000 fine.
If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.
Posted on December 20th, 2011
What happens to your auto insurance after you have been charged with driving while intoxicated? A drinking-related driving violation can affect your rates for years to come, and could even affect who you can buy insurance from.
If you’ve received a citation for drunk driving, your insurance rates could increase from 30% to 100%, or even more. You also run the risk of your car insurance company dropping you after your policy runs out, since many do not want to insure high risk drivers.
How long will you have to deal with these high rates? A DWI conviction will stay on your record for a least three years, in some states it could last for five or more years. It could take even longer for you to receive a safe driver discount again. You will also be required to purchase a SR-22 insurance policy in order to get your driving privileges back.
If you have been convicted of drunk driving and need help purchasing SR-22 insurance policy, contact the Chicago SR-22 insurance agents of Insure On The Spot by calling 773-202-5060.
Posted on December 15th, 2011
The National Transportation Safety Board has proposed a national ban on cell phone use while driving, including hands -free devices, after a string of fatal accidents caused by distracted drivers on their phones.
However, a unanimous vote by NTSB members would recommend devices such as GPS navigation systems to be exempt from the ban.
Thirty-five states and the District of Columbia have already outlawed texting while driving and nine states have banned hands-free devices. More than half of the United States has a ban on any cellphone use for new drivers. While the NTSB cannot legally enforce a nationwide ban on cellphone use, its recommendations carry significant clout with lawmakers and federal regulators.
If you have been in an accident after you were texting or talking on your cell phone, chances are your insurance rates will go up. If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060..
Posted on December 7th, 2011
A 27 year-old man from Chicago’s Far South Side caused an accident early Saturday morning that sent him and his passenger to the hospital.
The crash happened around 3 in the morning on Chicago Avenue and Ashland Avenue. Officers say the man failed to yield the-right-of-way for a left turn and struck an oncoming vehicle. He has been charged with driving under the influence, failing to yield the right-of-way, failing to carry a driver’s license, and not having insurance.
Two passengers who were listed in serious to critical condition were taken to John H. Stroger Jr. Hospital, and two other passengers with minor injuries were taken to Saints Mary & Elizabeth Medical Center.
It is required by law to own auto insurance if you own a car. If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago car insurance agents of Insure on the Spot at 773-202-5060.
Posted on November 30th, 2011
A Texas man will be going to court after Philadelphia Indemnity Insurance Co. accused him of borrowing $1 million in order to buy a $1 million Bugatti Veyron (a rare vehicle with only three hundred in existence). The insurance company says the man insured the car for $2 million and then drove it into a swamp to file a claim.
An excited car enthusiast shot a video of the same Veyron driving down Highway 45 in Galveston and actually caught the crash on tape. The insurance company states that the video proves the driver crashed his car into the water on purpose.
However, the Texas man states that he swerved to avoid a pelican that was in the road.
If you live in the Chicago area and are looking for affordable car insurance, contact the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.
