Seven Types of Car Insurance Coverage | Chicago Auto Insurance

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Types of Auto Insurance Coverage

When you are shopping for car insurance, you may feel overwhelmed by all of the different types of insurance coverage you have to choose from. For example, some policies deal with damage to individuals and property, while others help pay for a rental car in the event that your car must be repaired.

If you or someone you know needs auto insurance, you should speak to a knowledgeable insurance professional. Call an experienced insurance agent from Insure on the Spot today at 773-202-5060 for more information.

The Seven Types in a Nutshell

We at Insure on the Spot want you to understand your coverage options so that you can make an informed auto insurance decision. The 7 main types of coverage are:

  • Bodily injury liability, which deals with injuries to another driver and his or her passengers.
  • Property damage liability, which covers you in the event that you damage another person’s property.
  • Medical payment coverage, which deals with injuries to the driver and passengers in your vehicle.
  • Uninsured motorist coverage, which deals with injuries and damage sustained from a motorist who has no insurance.
  • Total physical damage, which covers damage from situations apart from crashes.
  • Collision coverage, which deals with car crashes.
  • Rental reimbursement, which covers rental car fees.

Knowing which types of coverage are right for you and your individual needs can be difficult without speaking to a knowledgeable insurance agent.

Contact Us

If you or a loved one is searching for car insurance coverage, speak with a Chicago auto insurance professional from Insure on the Spot by calling 773-202-5060 today. Our agents can answer your questions and set you up with dependable insurance in minutes.

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