Causes of Single Vehicle Accidents, Chicago | Chicago Auto Insurance

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Single Vehicle Accidents

Americans are in an estimated 6 million auto accidents each year. Of these accidents, many occur with a single vehicle. In single vehicle crashes, individuals often suffer serious injury. Additionally, individuals often require vehicle repair and may be liable for property damage.

Individuals who are in single vehicle accidents need to ensure that they have insurance coverage to handle these expenses. If you are currently looking to add single vehicle accident coverage to your auto policy or if you are looking for a new policy altogether, contact the Chicago auto insurance team of Insure on the Spot at 773-202-5060.

Causes of Single Vehicle Accidents

Single vehicle accidents may occur for a number of reasons. Many of these reasons are the driver’s fault, though some reasons may be the fault of others. In either case, it is important that you have the insurance coverage that you need to protect your financial interests. Common single vehicle accident causes are:

  • Driver distraction
  • Drowsiness
  • Road defects
  • Inclement weather
  • Animal collisions

Though they only involve one vehicle and one driver, these accidents may seriously injure those involved in the crash. Should the accident result from road defects, the city in charge of maintaining the road may be liable for the driver’s injuries.

In the other cases, however, the driver may be liable, meaning he or she must pay for his or her own medical expenses and auto repair bills in addition to paying for any property damage caused by a collision.

Contact Us

The Chicago auto insurance professionals of Insure on the Spot can help you find the right coverage for you if you are looking to add single vehicle accident coverage to your policy. Contact us today at 773-202-5060 for more information.

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