Rear-end Collisions and Parked Car Collisions

When we think of our need for car insurance, it is often in the context of needing help if we are in a major collision. However, the two most common accidents are both considered “minor” – being rear-ended and being hit while parked. Considering the frequency of these accidents, it is important to note that a minor accident can result in significant costs, both in medical treatments and damages to your vehicle. It is important to know how to handle a minor accident if you are involved in one, and to be sure that your insurance coverage fits your needs, should you be in one of these common accidents.

Minor Accident Statistics

Consider the following facts about these two common minor accidents:

• More than 20% of the 500,000 or so accidents that occur in the U.S. each year involve a driver hitting a parked car
• In addition, more than 10% are caused by rear-end collisions

• Although 75% of rear-end accidents occur at speeds below 10mph, this type of accident accounts for nearly 40% of the money paid on auto insurance claims

• There is a rear-end collision every 8.5 seconds in the U.S.

• Having your car get “bumped” while parked could easily cost you hundreds in repairs

• Even a slow-speed rear-end collision can cause whiplash that costs hundreds or thousands of dollars to treat

It is important to make sure that your insurance will cover you fairly in either of these situations.

Contact Us

For the best insurance coverage for common accidents, call the Chicago auto insurance agents of Insure on the Spot at 773-202-5060.