Pet Injury Insurance
For a considerable number of people, dogs are as common as human passengers in automobiles. There are numerous products on the market, from types of crates to strap modifications to seat belts, which allow dogs to ride safely in an automobile. But just like people, these restraints and protections will have varying degrees of effectiveness depending on the accident. We all know that people do still sometimes get hurt even when they are wearing their seat belts, and dogs and cats can be equally harmed. That is why some insurance companies offer coverage for pets.
Most insurance companies, however, do not insure the pet members of our families. If you need coverage for a pet, you need to talk about all of the details of your policy, and discuss whether or not you are in need of a new insurance provider, with a Chicago auto insurance expert. Contact Insure on the Spot at 773-202-5060 today for the information you need.
Pet or Property?
The main line that most insurance providers take is that a dog, cat, or other animal is merely a piece of property. With this stance, an insurance company will simply regard your pet as an inanimate object like the rest of the stuff in your car. However, this is not the case for every insurance policy. The following may be true for pet owners in the event of an accident:
- Accident fault can result in dropped coverage
- In a single claim, damage maximums may be reached
- Pet friendly policies may cover pet injuries regardless of accident fault
Being safe in the car with your dog or cat is certainly important, but it is likely also important to you that the pet members of your family are cared for like the human ones when you are involved in an accident.
Contact Us
If you are searching for an insurance policy that can protect animal companions in the car, contact the Chicago auto insurance agents at Insure on the Spot today by calling 773-202-5060.
