Non-Owner’s Auto Insurance

Most auto insurance policies are held by the owners of cars or motorcycles. However, the people who own a vehicle are not necessarily the only ones who will use it. While many insurance policies cover accidents that occur while the car is driven by a non-owner, this coverage is often limited. To pay for property damage and injuries that are not covered by a standard policy, many people carry non-owner’s car or motorcycle insurance.

If you are looking for competitive pricing on auto insurance of any kind, the insurance experts of Insure on the Spot can make your search quick and simple. To get started today, simply call our Chicago auto insurance agents at 773-202-5060.

Do You Need Non-Owner’s Insurance?

Non-owner’s insurance is a form of liability coverage; in other words, you will need it if you are at fault for an accident while driving another person’s vehicle. You may benefit from non-owner’s insurance if:

• You are renting a vehicle (In fact, many companies require their customers to carry some form of rental car insurance.)
• You frequently borrow the automobile of a family member, roommate, or friend
• You drive a company car that belongs to your employer

Sorting out responsibility for the consequences of a car accident can be difficult, especially if you do not own the vehicle you were driving. A non-owner’s car insurance policy can greatly reduce the complications and expenses you may face in these circumstances.

Contact a Chicagoland Auto Insurance Agent

Whatever kind of auto insurance policy you need, Insure on the Spot can provide free quotes from a variety of companies. Contact our friendly Chicago car insurance agents today at 773-202-5060.