Minor Accidents

Car accidents can range greatly in severity, but even those that do not result in injury or catastrophic damage can still result in considerable frustration. Unfortunately, much of this has to do with the fear that motorists have ingrained in them regarding their insurance rates. This terror comes from the belief that even a minor accident has the potential to considerably raise a driver’s premiums.

This is not universally true, but drivers often behave under this assumption. If you or someone you know has been involved in a minor car accident, it is important that you know exactly what will happen to you and your insurance. Call 773-202-5060 to discuss this and any other insurance issues you might have with a Chicago car insurance expert at Insure on the Spot.

Repairing “Fender Benders”

Minor accidents are often referred to as fender benders. However, following these collisions, some drivers think that minor damage is the same as irrelevant damage. The trouble is that certain impacts will damage the integrity of panels, bumpers, and other parts of your vehicle that must be intact to keep you safe. The following are common after a minor accident:

• Scratches, chips, and scrapes of paint
• Dents or cracks in panels or bumpers
• Cracks in windshields and windows
• Broken lights, front and / or rear

Contact Us

Repairing minor damage to your vehicle doesn’t have to take a major toll on your insurance premiums, so it is important to get experienced advice from a Chicago auto insurance specialist before making a decision about repairing your vehicle. Call 773-202-5060 to reach someone at Insure on the Spot today.