Minimum Liability Insurance
When you go in search of car insurance, it is likely that price is your primary concern and your coverage needs are secondary. However, it is very important for you to not only consider the price of a policy, but the coverage it offers to make sure that the policy meets any requirements your state has for auto insurance, as well as any of your personal concerns and wishes for vehicle coverage.
The fact is that every person has different auto insurance coverage needs, and these needs are ever changing. Sometimes, minimum liability insurance is the best fit for a person, especially when saving money is a must. For a free, no hassle car insurance quote, contact the Chicago car insurance experts at Insure on the Spot by dialing 773-202-5060 today.
The Details of Liability Insurance
Almost every state requires that a driver carry a minimum amount of liability insurance. This usually does not cover the person or vehicle under the liability policy. Instead, the insurance covers the accident-related expenses of another party when an accident is caused by the policy holder. Illinois requires the following minimum amounts for coverage:
- $15,000 in property damage
- $20,000 in bodily injury for one motorist
- $40,000 in bodily injury for all motorists
In addition to these amounts, the state requires additional coverage for uninsured motorists. If an accident occurs and the other driver is at fault, but he or she does not have insurance, uninsured motorist coverage covers the expenses of the policy holder.
Contact Us
Remember, it is illegal for anyone to drive without at least the minimum liability insurance in the state of Illinois. Get a minimum liability insurance quote today by calling the Chicago auto insurance experts of Insure on the Spot at 773-202-5060.
