Insuring Your Teen Driver

If you have a teenage child who is old enough to legally drive a car in the United States, you may want to purchase auto insurance to ensure that they are following the law and protected at all times while behind the wheel.

Teenagers are statistically more likely to be involved in unsafe driving behaviors and subsequent auto accidents. For this reason, it would also be financially responsible to make sure they are insured. For a free rate quote in your area, contact the Chicago auto insurance experts of Insure on the Spot today at 773-202-5060.

The Importance of Car Insurance for Teens

The following facts highlight the need for car insurance for your teenager:

• Teen drivers account for almost 13 percent of all fatal automobile accidents.

• Individuals who are 16 have the highest rate of auto accidents than drivers of any other age. Statistically, they are three times more likely to be involved in a collision than other age groups.

• According to recent reports, almost 70 percent of teen drivers speed up when approaching a yellow light, rather than slowing down.

• The majority of teenagers use cell phones while driving, whether talking or texting.

Because each insurance company has various policies and coverage options, it is important to do your research before purchasing insurance for your child. By speaking with an insurance expert, you can select a plan that fits your budget and provides all of the coverage your teenager needs to be adequately protected.

Contact Us

To learn more about insuring your teenage driver, call the Chicago car insurance experts of Insure on the Spot today at 773-202-5060.