Protect Yourself from Insurance Scams

If you are shopping for a new insurance policy, there are many potential risks you will need to avoid, from needlessly high premiums to unreliable services. Unfortunately, these risks include fraudulent insurance companies that are only interested in taking your money and your personal information without providing any services in return. Caution and thorough research are important tools to use before choosing an insurance provider.

Choosing the right insurance provider can seem daunting. Fortunately, Insure on the Spot is here to provide free and efficient assistance. Call our Chicago auto insurance agents today at 773-202-5060.

Potential Red Flags

One way to protect yourself from scams is to recognize them ahead of time. Potential signs that may be “red flags” of insurance fraud include:

• Unsolicited offers – If a company contacts you through email, over the phone, or even through a door-to-door salesperson, they may or may not be a legitimate company. As a general rule, major insurance companies do not use telemarketers or similar approaches to sell policies.
• Bad reviews online – Before giving any money or personal information to a company, you may want to check online so see if they have been the subject of many complaints. The website for the Better Business Bureau can be a valuable resource; if a company is not registered with them, it may not be a legitimate enterprise.
• Aggressive attempts to get your information – If an insurance agent wants your name, address, or credit card number right away, he or she could be planning to sell this information to businesses or other scams. Never give out your personal information until you know you are dealing with a reputable company.

Signs like these are not necessarily proof that a company is fraudulent; however, if you have a negative feeling about a company, it is usually best to avoid the risk and simply choose another insurance provider.

Contact a Chicagoland Auto Insurance Agent

At Insure on the Spot, we only work with established and reliable Chicago car insurance providers. Contact our agents today at 773-202-5060.