Home Port Coverage
Boat owners may encounter a variety of challenges in securing coverage for their watercrafts. While they may have purchased reasonable policies for their vessels, the boats may not be covered in all instances. The coverage supplied by the insurance policies may cover the boats only in certain circumstances and in certain uses.
For more information regarding your vehicle insurance options, contact the Chicago auto insurance experts of Insure on the Spot today by calling 888-972-SAVE.
Boat Insurance Options
Some boat owners may wrongfully believe that their homeowner’s insurance covers their watercraft no matter where the vessel travels. However, this is not always true. There are many cases in which a boat may not be considered applicable under a homeowner’s insurance policy. Also, a boat may lose policy protection if it goes too far away from its home port. The following insurance options are available for boat owners:
- Purchase a home port-only policy
- Purchase a policy that will cover national coastlines and ports
- Purchase a policy that will cover the vessel regardless of where it travels
A boat owner operating without boat insurance may be subject to paying out of pocket for any damages in case of an accident.
Contact Us
If you are searching for boat insurance, we can help you to find an insurance policy that works. To learn more about how we can work with you to get all your vehicles insured, contact the Chicago auto insurance experts of Insure on the Spot at 888-972-SAVE today.
