Consequences of Driving Without Insurance

Car or motorcycle insurance is not just a useful asset to have in the event of a motor vehicle accident; it is also a legal requirement. If you are pulled over or involved in a collision without the legally required amount of insurance coverage, you could face steep legal and financial penalties. If you own a motor vehicle, or regularly drive another person’s car, it is important to make sure you have at least the minimum amount of required insurance.

A reliable auto insurance policy does not have to be a major drain on your finances. For quick and free assistance with researching your insurance options, call a Chicago auto insurance agent from Insure on the Spot today at 773-202-5060.

Penalties for Driving Without Insurance

Foregoing auto insurance may seem like a way to save money in the short run. However, it can be a very expensive choice in the long run. The legal penalties of driving or riding a motorcycle without adequate insurance coverage include:

Suspension of your driver’s license

A $100 fee to get your license reinstated

A fine of $500 – $1,000

The penalties you face can be even more severe if you are involved in a traffic accident without having the necessary insurance coverage. It is true that the other driver or motorcyclist will probably pursue compensation from his or her own insurance provider. However, there is a good chance that this insurance settlement will not be adequate to cover his or her expenses, especially if you are found to be at fault for the accident.

If this occurs, the injured party may decide to file a lawsuit against you. In addition to court fees and hiring an attorney, you may have to pay a significant amount of money to the plaintiff out of your own pocket. Instead of facing a potentially lengthy and expensive legal battle, it is much easier to simply purchase affordable Chicago auto insurance coverage.

Contact Us

Insure on the Spot makes it fast and easy to find the right insurance policy for you. Contact our Chicagoland car insurance agents at 773-202-5060.