Types of Commercial Truck Insurance
Semi trucks and 18-wheelers are important for transporting bulky, unwieldy loads like gravel, mobile homes, and large machinery. However, these powerful vehicles are susceptible to auto accidents just like regular cars and trucks. Thus, it is important for commercial trucks to have auto insurance to protect truckers and trucking companies financially in the event of an accident.
At Insure on the Spot, our auto insurance agents are flexible with helping you customize the best commercial truck insurance plan for your needs. To learn more about how we can help you find affordable truck insurance, contact a Chicago commercial truck insurance agent from Insure on the Spot today at 773-202-5060.
Commercial Trucking Insurance Options
There are four main types of commercial truck insurance that together can cover all threats against your semi truck or 18-wheeler. The main trucking insurance options and the areas they cover include:
- Primary liability – required by law, this type of insurance covers the damages and injuries caused by the truck while on the road
- General liability – this insurance option is for damages that occur while not on the road, such as vandalism at a truck stop while the driver is sleeping
- Truck cargo coverage – this form of insurance is good for truck drivers who transport expensive equipment or cargo because it covers theft and loss of loads
- Non-trucking insurance – covers damages incurred while the truck is in your possession but not on the road, such as in a garage
You can tailor your commercial truck insurance plans to meet your exact needs by only choosing the coverage that your business requires. Talk to an insurance agent today to discuss your needs.
Contact Us
If you want to cover all of your bases, you should make sure that you have sufficient commercial truck insurance. Contact a Chicago commercial truck insurance agent from Insure on the Spot at 773-202-5060 today to learn more about your insurance options.
