Avoid SR-22 Insurance, Who Needs SR-22 Insurance, Insure on the Spot

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Avoid SR-22 Insurance

The SR-22 is a form that your auto insurance company may need to file with the Illinois government if you are convicted of certain driving offenses. Unfortunately, most insurance companies increase their premiums for drivers who need this form, while some companies will cancel your policy outright. If you are concerned about increasing the cost of your insurance, it is important to avoid these offenses.

Of course, if you have already been convicted of a traffic violation, the situation is not hopeless. A Chicago SR-22 insurance agent from Insure on the Spot can help you find a reliable and affordable insurance company that provides the coverage you need. Call us at 773-202-5060.

Who Needs SR-22 Insurance?

If your driver’s license has been suspended or revoked due to a violation of certain laws, you will probably need to have an SR-22 insurance form filed before it can be reinstated. Some offenses that can be grounds for suspending your license and requiring an SR-22 include:

  • Three or more moving violations within a 12 month period
  • Driving under the influence of drugs or alcohol
  • Driving a car without a valid driver’s license
  • Being involved in a car accident without a valid driver’s license
  • Reckless driving (driving without regard for the safety of others)

The best way to avoid costly increases in your insurance premiums would be to avoid making mistakes like these. However, even if you have already been accused or convicted of an offense like these, our Chicagoland auto insurance agents can help you find the best prices available at no cost to you.

Contact Us

At Insure on the Spot, our mission is to make the process of finding affordable car insurance quick and simple. Contact our Chicago car and motorcycle insurance agents today at 773-202-5060.

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